Considerations about Innovating the Methods for Treating the Non-performing Asset in State-owned Commercial Banks 国有商业银行创新不良资产处置手段的思考
The abound existing of non-performing asset in turn affects the confidence of investors. ( 2) Immature market system. 不良资产的大量存在,又反过来影响了投资者的信心。(2)市场体制发育不成熟。
Research on related legal issues of the disposition of personal home mortgage in bank non-performing asset 银行不良资产中个人住房抵押物处置的相关法律问题研究
With the reconstruction of China's state-owned commercial banks and their being on the list as well as the intensification of reform in the capital market, the securitization of non-performing asset grows more and more imperative. 随着我国国有商业银行改制、上市进度的加快与资本市改革的深化,不良资产证券化已经势在必行。
The paper analyzes the inaugural background, distinguishing features and operating prospect of FAMC as well as the problems and countermeasures of FAMC in dealing with non-performing asset. 文章分析了我国金融资产管理公司的成立背景、特点、运作前景和我国FAMC在处置不良资产工作中遇到的问题及对策。
The Market Creation of Disposal on Financial Non-performing Asset 论金融不良资产处置市场创造
The detail of the design of pool is: the given non-performing asset is first categorized and then each group of asset is combined according to KMV Portfolio model. The minimum risk combination of asset pool under certain expected yield will be obtained. 该方案的主要内容如下:将进入不良资产进行分组,然后利用KMV资产组合模型对各组资产进行组合,求得一定预期收益率水平下的资产池最小风险组合;
An analysis of the history of the credit expansion of the Japanese banks would reveal the non-performing asset plight of Japanese banks and formation process of their crisis effects. 对日本银行信贷扩张历程的分析展现了日本银行不良资产困境及其危机效应的形成过程。
Discussion on the Financial Innovation and the Disposal of Non-Performing Asset of State-Owned Commercial Bank 论金融创新与国有商业银行不良资产处置
Finally, the market must be open out, we can go out and come in, I believe we must have a broader disposal market on non-performing asset in the future. 最后,还要保持该市场的开放性,通过引进来,走出去,开拓一个更加广阔的我国不良资产处置市场新天地。
The experience of dealing with non-performing asset in worldwide banks shows that the securitization of non-performing asset can speed up its disposition and reclaim the cash in advance so that the financial risk can be prevented and dissolved. 世界各国银行不良资产处置经验表明,不良资产证券化可以加快不良资产的处置,提前回收现金从而防范与化解金融风险。
The evasion of liability in the enterprise has been the important reason of the high rate of non-performing asset of the bank in China. 改制企业逃废金融债务已成为银行不良资产比例居高不下的重要原因。
Firstly, this thesis analyzes the cause of formation and current status of China state-owned commercial bank non-performing asset, then further discusses the obstacle factors of disposition of these asset. 本文通过分析中国国有商业银行巨额不良资产的成因和现状,对当前国有商业银行不良资产处置的障碍因素进行了深入分析。
Feasible suggestions are provided in the Chapter, through the basics of Asset Securitization and design of trading structure of Non-performing asset Securitization ( With Financial risk management theory). 在此部分中,从资产证券化的基本原理入手,运用现代金融风险管理理论对中国不良资产证券化的交易结构进行了设计,提出了可行的方案。
Research on Non-performing Asset Securitization and Its Trading Structure for Chinese State-owned Commercial Banks 中国国有商业银行不良资产证券化及其交易结构研究
The description contains analysis of concepts, theoretical foundation and operating principle of Asset Securitization, and analysis of characteristics of Non-performing Asset Securitization; 论文的第一章先概述了国内外不良资产证券化研究的现状、资产证券化原理,分别对资产证券化的涵义、理论基础及其运作机理进行了评述,并分析了不良资产证券化的特点。
Nowadays, even after two strips in 1999 and 2004, the scale of China non-performing asset is still tremendous while the disposition means are bald. 经过1999年和2004年的两次剥离之后,目前中国国有商业银行不良资产的规模仍然很大,处置不良资产的方法和手段还很单一。
Study on Banks 'Non-performing Asset Price Model 银行不良资产定价模式研究
With increasing expansion of consumer loans and growing percentage of consumption credit in a market where individual credit system is yet to be improved, personal credit risks begin to loom large with the rise of non-performing asset ratios of personal bank loans. 随着个人信用消费的不断扩大,消费信贷的比重不断提高,在整个市场个人信用制度不完善的情况下,个人信贷风险凸现,银行个人信贷中的不良资产率上升。
And it applies the data envelope analysis method ( DEA) to measure to the China AMCs 'non-performing asset disposition efficiency. 并运用数据包络分析方法(DEA),对中国AMC处置不良资产的效率进行了度量。
The system contains formulating The Non-performing Asset Securitization Laws and securitization system in The Law of Non-performing Asset Disposition, and standardizing the existing laws and regulations. 前者包括资产证券化法的制定、不良资产处置法中的证券化制度设计、对既存法律法规的清理。
The results show that business loan 、 intermediary business income proportion and non-performing Asset proportion has negative correlation with banking efficiency, while the property right, Capital adequacy rate, resource allocation competence have positive correlation coefficient. 结果表明,企业借贷总量的变化率、中间业务收入比重、不良资产率与银行效率显著负相关,而产权形式、资本充足率、资源配置能力银行效率显著正相关。
Non-performing asset securitization is a systematic project which involves legal, accounting, financing and many other fields. Each of the factors plays an important role in the process of asset securitization. 作为一项交易结构十分复杂的系统工程,资产证券化涉及法律、会计、金融等多方领域,这其中每一个因素都对资产证券化的顺利进行起着非常重要的作用。
Problems as inadequate capital funds, the lower quality of assets, the non-performing asset ratio have constrained the city commercial banks for the further development. 资本金不足、资产质量低下、不良资产比率高等问题制约着城市商业银行的进一步发展。
Finally, the view of the current non-performing asset securitization operation, suggests that Chinese commercial banks non-performing asset securitization transaction structure to improve the model and design, and the corresponding perfect environment. 最后,针对我国目前不良资产证券化的运作情况,提出我国商业银行不良资产证券化的模式与交易结构改进设计方案,以及相应环境建设的完善。
From the experience of foreign commercial banks dealing with non-performing asset securitization, that is an important way for commercial banks to solve the problem of bad assets of banks. 从国外处理商业银行不良资产证券化的经验表明,银行实施不良资产证券化不仅是解决银行不良资产问题的一个重要途径,而且还是国际金融业混业经营的结果。
It makes a conclusion of the paper, and emphasizes the importance of non-performing asset settlement, the thoughts of keeping solving the non-performing assets of Chengdu Rural Credit Union. 对本文进行总结性陈述,强调不良资产处置的重要性,成都市农村信用社继续化解不良资产的思路,以及本文的局限性及改进方向。
They relieve restricting factors for enterprise development through mergers and acquisitions, sale, asset replacement, the employee stock ownership, management buyouts, and Non-performing asset stripping and other ways to achieve enterprise restructuring. 他们通过企业的并购、出售、资产置换、职工持股、管理层收购、不良资产剥离等途径解除制约企业发展的因素,实现企业的转型。
In order to provide objective and reasonable accounting system to protect this financial innovation, the research of non-performing asset securitization accounting is becoming more and more important. 为了给这项金融创新提供客观合理的会计制度保障,对不良资产证券化交易会计的规范进行研究,也逐渐引起了理论界与实务界的重视。
The reorganization of non-performing asset should combine the treatment of existence and keeping away of increment. 不良资产重组要坚持存量处置与增量防范相结合。